Traveling abroad as an American in 2025 means dealing with rising medical costs, canceled flights, and unexpected emergencies. A good travel insurance plan can protect you from massive expenses and help you travel with confidence.
This professionally curated list compares the best, most reliable, and most affordable travel insurance options for U.S. travelers in 2025.
⭐ 1. SafetyWing – Best for Long-Term & Digital Nomads
Why it’s great:
- Global coverage
- Low cost
- Flexible month-to-month plans
Key features:
✔ Emergency medical coverage
✔ Travel delay protection
✔ Works for long stays abroad
👍 Perfect for long-term travelers & remote workers.
⭐ 2. World Nomads – Best for Adventure Travelers
Why it’s great:
- Ideal for backpacking & adventure trips
- Covers extreme sports
Key features:
✔ Strong medical coverage
✔ Gear protection
✔ Trip delay/cancellation
👍 Best for active travelers (hiking, diving, skiing).
⭐ 3. Allianz Global Assistance – Most Trusted Brand
Why it’s great:
- One of the most reliable options
- Great customer service
Key features:
✔ Single-trip & annual plans
✔ Emergency medical help
✔ Strong trip cancellation protection
👍 Perfect for families & frequent travelers.
⭐ 4. IMG Travel Insurance – Best Medical Coverage
Why it’s great:
- Strong focus on health emergencies
- Widely accepted worldwide
Key features:
✔ High medical limits
✔ Emergency evacuation
✔ Lost baggage protection
👍 Best for travelers who prioritize medical safety.
⭐ 5. Travelex Insurance – Best Value for Money
Why it’s great:
- Affordable for short vacations
- Good coverage balance
Key features:
✔ Trip cancellation
✔ Emergency medical
✔ 24/7 worldwide assistance
👍 Ideal for casual travelers & families on a budget.
⭐ 6. AIG Travel Guard – Premium Protection
Why it’s great:
- High-end coverage
- Great for expensive trips
Key features:
✔ Trip interruption
✔ Cancel for any reason (CFAR) options
✔ Baggage & flight delay support
👍 Perfect for luxury travelers & business trips.
⭐ 7. Seven Corners – Best Customizable Plans
Why it’s great:
- You can customize exactly what you need
Key features:
✔ Medical coverage
✔ Trip protection
✔ Multiple optional add-ons
👍 Good for travelers needing specific coverage options.
⭐ 8. AXA Travel Insurance – Best for Europe Travel
Why it’s great:
- Required for many Europe visas (Schengen)
Key features:
✔ Excellent medical coverage
✔ Strong customer support
✔ Covers lost passports
👍 Perfect for U.S. citizens visiting Europe.
🎯 How to Choose the Best Travel Insurance (2025)
When selecting a plan, consider:
✔ Trip length
✔ Countries you’re visiting
✔ Pre-existing health conditions
✔ Adventure activities
✔ Your total trip cost
A good plan should include:
- Emergency medical coverage
- Hospitalization
- Trip cancellation
- Lost luggage
- Evacuation & repatriation
- 24/7 global support